Buying a home “as-is” means purchasing the property in its current condition, with no repairs or improvements made by the ...

Per Redfin data, 34.1% of U.S home purchases in September 2023 were all-cash purchases. This continued an upward trend and marked the highest share since 2014.

There are very few alternatives to mortgages if you can't buy a house in cash, but they do exist. Learn more about rent-to-own, seller financing and other mortgage alternatives.

Cash isn't your only option for buying a home if you have bad credit. You can still be approved for a mortgage through a Federal Housing Administration Loan with 10% down if your credit score is ...

If you’re in the market for a new home but are having trouble winning loan preapproval, owner financing is an alternative that can keep your dream of homeownership within reach. Though not all ...

Buying a house with cash frees you from the burden of a mortgage, but it has risks as well. See what to consider before submitting an all-cash offer.

Seller financing. Seller financing allows the seller to finance the purchase directly. ... Buying a house with no down payment is possible through various programs and strategies.

On a $500,000 house, for example, you could offer to pay a flat fee of $5,000 rather than 3% (or $15,000), and ask the seller to pay for it in a seller concession. For the seller, it makes your ...

Compete with cash offers when buying a house by focusing on the seller's motivations and needs. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

I’m buying a house. ... When we bought our first house just a few years ago, we worked with a real-estate agent, found a house, and their commission was paid by the seller. Partner Center.

If high interest rates have you dreaming about buying a house with cash, you aren’t alone. Although this is a growing trend, most people still finance their homes. According to the National ...

Buying a house with bad credit is not easy, but it’s possible. Apply For an FHA Loan If you’ve never had a credit card or loan, you can still apply for an FHA loan to purchase a home.