Buying a home “as-is” means purchasing the property in its current condition, with no repairs or improvements made by the ...

Per Redfin data, 34.1% of U.S home purchases in September 2023 were all-cash purchases. This continued an upward trend and marked the highest share since 2014.

There are very few alternatives to mortgages if you can't buy a house in cash, but they do exist. Learn more about rent-to-own, seller financing and other mortgage alternatives.

Compete with cash offers when buying a house by focusing on the seller's motivations and needs. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

Cash isn't your only option for buying a home if you have bad credit. You can still be approved for a mortgage through a Federal Housing Administration Loan with 10% down if your credit score is ...

Buying a house with cash frees you from the burden of a mortgage, but it has risks as well. See what to consider before submitting an all-cash offer.

Seller financing. Seller financing allows the seller to finance the purchase directly. ... Buying a house with no down payment is possible through various programs and strategies.

Buying a house from a family member is a non-arm's-length transaction, meaning you have a relationship with the seller. A non-arm's-length transaction entails extra care when you apply for a home ...

If high interest rates have you dreaming about buying a house with cash, you aren’t alone. Although this is a growing trend, most people still finance their homes. According to the National ...

On a $500,000 house, for example, you could offer to pay a flat fee of $5,000 rather than 3% (or $15,000), and ask the seller to pay for it in a seller concession. For the seller, it makes your ...

Buying a house with bad credit is not easy, but it’s possible. Apply For an FHA Loan If you’ve never had a credit card or loan, you can still apply for an FHA loan to purchase a home.

Vault’s Viewpoint on Tiny Home Financing. You may be able to get a traditional tiny house mortgage in niche cases, subject to a lender’s square footage requirements and minimum mortgage amounts.