Both options can help if you have a large, five-figure amount of debt. Here's how to tell which is better for you.

See how we rate credit score services to help you make smart decisions with your money.Credit counseling helps consumers ...

“Prioritize debts secured by a house or car, necessities like utilities and debts that can’t be discharged, including student ...

and then you can take the mandatory pre- and post-bankruptcy counseling classes. Cambridge Credit Counseling is based in Agawam, Massachusetts, and has been in business since 1996. It holds a 4.9 ...

Read U.S. News' review of best debt settlement companies and compare interest rates, fees and terms to find the best option ...

Before filing for bankruptcy, individuals are required to attend credit counseling. Chapter 7 bankruptcy is quicker and cheaper to file than Chapter 13, but not everyone qualifies. If you have any ...

is a nonprofit organization that provides credit counseling and debt management services to consumers nationwide. It also offers specialized counseling for bankruptcy, reverse mortgages and ...

You also may find debt relief through credit counseling and debt management plans. Debt settlement and bankruptcy should remain the very last options as they will can be costly and will stay on ...

Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit ...

There are times when debt management may no longer work for you, but is it possible to cancel once you've enrolled?