Millions of people are dealing with that issue right now, though, thanks to today's high-rate environment. Not only are credit card rates sitting at a record high on average, but other borrowing rates ...

See how we rate credit score services to help you make smart decisions with your money.Credit counseling helps consumers ...

Credit card debt management isn't a magic solution, but it can be a powerful debt relief tool for the right person.

and then you can take the mandatory pre- and post-bankruptcy counseling classes. Cambridge Credit Counseling is based in Agawam, Massachusetts, and has been in business since 1996. It holds a 4.9 ...

Before filing for bankruptcy, individuals are required to attend credit counseling. Chapter 7 bankruptcy is quicker and cheaper to file than Chapter 13, but not everyone qualifies. If you have any ...

“You may end up making your situation worse by falling back into the same problems that led to the decision to file bankruptcy in the first place.” The National Foundation for Credit ...

While debt management can be beneficial for certain people, there are also significant considerations and potential pitfalls ...

But the harsh truth lies somewhere short of "totally erased" and "no consequences." To be clear, debt forgiveness does exist, ...

is a nonprofit organization that provides credit counseling and debt management services to consumers nationwide. It also offers specialized counseling for bankruptcy, reverse mortgages and ...

To file for student loan bankruptcy, first file for Chapter 7 or Chapter 13. Next, you'll file an adversary proceeding for the court to evaluate a student loan discharge.

Based in Massachusetts, Cambridge Credit Counseling Corp. is a nonprofit credit counseling agency that provides financial education and debt management services to consumers. It offers credit ...