Social Security Benefits aren't automatic at 70

How to Apply for Social Security Retirement Benefits
Whether you're ready to apply or looking to learn more about applying for Social Security, we'll fill you in on the details.
Do You Qualify for Spousal Social Security Benefits? 3 Things to Know Before Applying
In many cases, a retiree's spouse can qualify for Social Security benefits simply because their partner does. Spouses can qualify for up to one-half of a retiree's benefits at their full retirement age,
Five benefits you can apply for on the Social Security website
You must be at least 61 years and 9 months, and want your benefits to start in no more than 4 months. Apply at www.ssa.gov/retirement. You can use the online application at www.ssa.gov/disability to apply for disability benefits if you:
4 reasons to apply for Social Security before age 70
As retirement approaches, deciding when to claim Social Security is crucial. While waiting until 70 can boost your monthly benefits, there are valid reasons to consider applying earlier.
This Is the Average Social Security Benefit for Age 69
The average monthly benefit for Social Security recipients at the end of 2024 was $1,925. For recipients aged 69, the average monthly benefit is slightly higher at $1,945. Your monthly benefit depends on two major things: your lifetime earnings and when you claim benefits.
3 Key Signs You Might Not Qualify for the Social Security Benefits You Expect
Social Security serves as a lifeline for tens of millions of seniors. Today, that number is growing. As of December 2024, the Social Security Administration (SSA) reported that about 65.5
Planning to Delay Social Security Until 70? Here’s Why Your Strategy May Not Work Out
There's a reason some people aim to file for Social Security at age 70 despite being entitled to their monthly benefits without a reduction much sooner than that. For each year a Social Security claim is delayed past full retirement age (FRA),
Social Security Spousal Benefits: 4 Things Retired Couples Should Know in 2025
Social Security spousal benefits depend on the claim age of the spouse and the primary insurance amount (PIA) of the retired worker on whose record they claim benefits. The term PIA references the benefit a retired worker will receive if they start Social Security at full retirement age (FRA), which is age 67 for anyone born in 1960 or later.
Asking Yourself ‘Now What?’ After Seeing The Social Security Fairness Act?
The Social Security Agency at this point does not have a specific timeframe as to when benefits will be adjusted.
3 types of people who should claim Social Security at 62
Claiming Social Security at 62 is popular strategy because it gives recipients the most checks. At the same time, it reduces ...
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Social Security 2025: Here's the Maximum Amount of Money You Can Receive Monthly
To receive the highest Social Security benefits, you'll have to earn at least the maximum taxable amount annually. For 2025, ...
Liz Weston: Reconciled couple considers remarrying to maximize Social Security benefits
The amount your partner would get as a spouse or a divorced spouse would be the same: up to 50% of your benefit at your full ...
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Applying for benefits on SSA website
Retirement and spousal benefits are available to individuals aged 61 years and 9 months or older, who can start receiving ...
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Why benefit increases prompted by the Social Security Fairness Act may be difficult to implement
A new law will provide Social Security benefit increases for more than 3.2 million individuals. Yet it may take more than a ...