The 49ers defense gave up over 40 points, and the offense turned the ball over, committed 13 penalties, and allowed 21 fourth-quarter points. Let’s hand out our final gold jackets of the season!

At 5-5, the 49ers’ schedule is more difficult going forward, and their playoff probability dropped from 59 percent to 38 percent. It’s Monday, though, and we must give out gold jackets for the ...