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The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC.

Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details).

And while the FDIC doesn’t share average 18-month CD rates, the average interest rate for 12-month CDs is 1.81% and the average interest rate for 24-month CDs is 1.48%. Yet it’s possible to ...

Today’s featured pick is the 4-year CD account offered by Vibrant Credit Union. This account has an APY of 4.40%. With a ...

The top CD rate in the country returned to 5% territory with a sweetheart of a deal unveiled on Valentine's Day. Here are the details—along with many other smart CD options.

In this environment, locking in an 18-month CD with a $20,000 deposit now provides peace of mind. Waiting to see where rates go likely won't be worth the risk, and the time you spend waiting is ...

The highest-paying 3-month bank CD is now 4.76% from TotalDirectBank ... 2025 - 9 Offers Guarantee 4.60% or More for up to 18 Months Top CD Rates Today, March 14, 2025 - Guarantee You'll Earn ...

Gone, at least for now, are the days of abundant 5%-and-up CDs, but there is some good news for consumers: These 5%-and-up ...

Discover’s CD rates are also significantly higher than the national average CD rates. For example, according to the FDIC, the national average rate for a 12-month CD is 1.78% as of March 2025.